๐โโ๏ธ I Built Payday Relay Because Financial Planning Felt Like an Exercise in Futility
Not because I wasn't making money, but because trying to organize my finances felt like a constant uphill battle โ especially with ADHD.

I've been running my own 1099 income through Payday Relay since I built it in 2024, and the system has been reviewed by enrolled tax agents and finance professionals.
The Income Map calculator you might have seen? That came after, as a companion tool to help people set up their Payday Relay Legend faster.
I built it because I was a neurodivergent remote worker and digital nomad who couldn't find a single money tool that worked for how I actually live.
โก๏ธ No fixed schedule.
โก๏ธ No regular paycheck.
โก๏ธ No nine-to-five structure keeping me on track.
๐ Here's what happened within a year of using Payday Relay:
โ I financed my move out of the United States and relocated to Mexico
โ I covered all of my quarterly taxes, no surprises, no scrambling
โ I took my first work-free vacation as a self-employed gig worker for the first time in my life ๐
๐ And here's what I found once it was running: the system holds whether your income is $600 this week or $1,800. Whether you worked two days or five. Whether it's your best quarter of the year or your slowest.
Because Payday Relay isn't built around a fixed income, it's built around a weekly target that meets you wherever you are. Lean weeks and strong ones. The relay structure holds either way. โ

"Thank you for an amazing, simple resource to help self-employed people calculate the estimated payments required each quarter. This is a big challenge to do without a framework. I also love the way this tool helps set stretch goals and track progress towards them. What we measure is a key to getting the results we want."
Derek Tennant
Enrolled Agent, esoterax.com
