โšก A 52-Week System for 1099 Earners โšก

Stop Guessing What Your Week Was Worth

Hit your weekly income target, fund your time off, and never dread tax season again. Payday Relay gives your 1099 income the structure it was never designed to have.

Payday Relay System

Founding customer price. One-time payment. Start any time of year.

Your Income Isn't the Problem. ๐ŸŽฏ
It's That Nobody Built You a System.

You chose this deliberately.

You went 1099 because you wanted to work on your own terms. You show up. You do the work. The income is there when you go get it.

That part? You figured out. โœ…

But instead of feeling like you're finally in control...

โŒ You never know when you've worked enough. Is today a day you can close your laptop? Or should you squeeze in one more gig?
โŒ Tax season rolls around every quarter and somehow it's still a surprise
โŒ You've been meaning to fund your time off since January. It's not January anymore.
โŒ There's no finish line telling you when you've hit your target โ€” so you never actually know if you can afford to take that vacation
โŒ No clock. No manager. No weekly paycheck confirming the work is done. Just you, your income, and a lot of guessing.

You've tried to fix it:

โžก๏ธ Downloaded YNAB. It assumed you get paid on the 1st and the 15th. You don't.

โžก๏ธ Tried a budgeting app. It wanted to categorize your Starbucks. You wanted to know your quarterly tax liability.

โžก๏ธ Built a Notion tracker. Used it twice.

โžก๏ธ Saved "about 30%" for taxes. Hoped that was enough. (It wasn't quite.)

โžก๏ธ Told yourself you'd sort it all out next month.

๐Ÿ”‘ You're not disorganized. You just never had a system built for how independent work actually runs.

โœจ That's exactly why I built Payday Relay. โœจ

I needed something that worked:

โœ… Without becoming a financial expert or learning tax law

โœ… Without rebuilding a spreadsheet from scratch every January

โœ… Without a system that assumes I earn the same amount every week

โœ… Without something so complicated I abandon it by February

๐ŸŽฌ Here's What That Actually Looks Like

Instead of ending your workday wondering if you did enough... you open your relay, log today's earnings, and watch a number shrink in real time.

When you hit your weekly income target, it turns black. You cleared the week. ๐Ÿ†

You know exactly what to move for taxes, what's sitting in your time-off fund, and what's actually yours to keep. No math. No guessing. Just a weekly game you play with your own money โ€” and win.

โ†‘Watch your target shrink from ๐Ÿ”ด red โ†’ โšซ black โ†’ ๐ŸŸข greenโ†‘

๐Ÿ“‹ Set it up once. Run all 52 weeks from there.
๐ŸŽฏ Know exactly when you've hit your target โ€” and actually stop for the day
๐Ÿ’ฐ Taxes, PTO, and savings calculated automatically every payday
๐Ÿƒ A weekly relay that makes your finances feel like something you want to open, not avoid

Because this isn't about becoming a numbers person or finally fixing your relationship with money.

๐Ÿ’ก It's about having a system that handles the money math for you โ€” so you can spend your energy on the actual work, not the admin around it.

๐Ÿ™‹โ€โ™€๏ธ I Built Payday Relay Because Financial Planning Felt Like an Exercise in Futility

Not because I wasn't making money, but because trying to organize my finances felt like a constant uphill battle โ€” especially with ADHD.

Dove Shepard

I've been running my own 1099 income through Payday Relay since I built it in 2024, and the system has been reviewed by enrolled tax agents and finance professionals.

The Income Map calculator you might have seen? That came after, as a companion tool to help people set up their Payday Relay Legend faster.

I built it because I was a neurodivergent remote worker and digital nomad who couldn't find a single money tool that worked for how I actually live.

โžก๏ธ No fixed schedule.
โžก๏ธ No regular paycheck.
โžก๏ธ No nine-to-five structure keeping me on track.

๐Ÿš€ Here's what happened within a year of using Payday Relay:

โœ… I financed my move out of the United States and relocated to Mexico

โœ… I covered all of my quarterly taxes, no surprises, no scrambling

โœ… I took my first work-free vacation as a self-employed gig worker for the first time in my life ๐ŸŽ‰

๐Ÿ“Š And here's what I found once it was running: the system holds whether your income is $600 this week or $1,800. Whether you worked two days or five. Whether it's your best quarter of the year or your slowest.

Because Payday Relay isn't built around a fixed income, it's built around a weekly target that meets you wherever you are. Lean weeks and strong ones. The relay structure holds either way. โœŠ

Derek Tennant

"Thank you for an amazing, simple resource to help self-employed people calculate the estimated payments required each quarter. This is a big challenge to do without a framework. I also love the way this tool helps set stretch goals and track progress towards them. What we measure is a key to getting the results we want."

Derek Tennant

Enrolled Agent, esoterax.com

๐Ÿค” Here's What Most 1099 Workers Get Wrong About Why Tracking Feels Impossible

Most people think their income is too unstructured to track properly.

It's not. ๐Ÿ’ช

The real reason tracking has always felt impossible is that every tool you've tried was built for someone with a regular paycheck โ€” someone who earns the same amount every two weeks, with an employer handling their taxes.

That's not you. And those tools were never going to work for you.

โœ… Earnings tracked relay by relay, not averaged out monthly
โœ… 1099 self-employment tax calculated automatically
โœ… Time off funded in advance โ€” know before you book it
โœ… Start any week of the year โ€” builds around YOUR schedule

๐ŸŽฏ Your income type isn't the obstacle. It's exactly what Payday Relay was designed for.

๐Ÿ“ฆ Here's What's Inside

The moment you get access, here's what you've got:

๐ŸŽ›๏ธ

The Relay Legend

Value: $27

Your command center โ€” weekly income target, tax rate, time off goal, work schedule. Lock it in once and the rest of the system builds itself around it.

๐Ÿ“…

12 Monthly Relay Sheets + Scoreboard

Value: $47

One per month, color-coded by quarter, broken into weekly relays. The Scoreboard tracks debt, savings, taxes, and PTO for the full year at a glance.

๐Ÿ“–

The Quickstart Guide

Value: $27

Get set up in under an hour. Screenshots at every step. Nothing assumes you already know what you're doing.

๐ŸŽ

BONUS #1: Unlimited Income Map Access

Value: $19.95

Use it as many times as you need to set up your Legend, adjust your quarterly targets, or run scenarios whenever your situation shifts.

๐ŸŽ

BONUS #2: Dove's Independent Worker Resource Stack

Value: Priceless

Tools I actually use to make Payday Relay work together like a smooth machine.

๐Ÿ’ธ The alternative costs $180 a year. Every year.

YNAB and QuickBooks both run $180/year โ€” and weren't built for 1099 income. Neither funds your time off or tracks your relays.

Payday Relay is $54. Once. Built for exactly your income situation. Reusable forever.

Total Value: $120.95+

$54

Founding customer price โ€” one-time, yours forever

Get Payday Relay โ†’ $54

Google Sheets format ยท Instant access ยท Yours forever

โ“ Frequently Asked Questions

Option 1 ๐Ÿ˜ฌ

Keep going without a system. Keep ending your workday wondering if you did enough, getting surprised at tax time, and telling yourself you'll sort the savings thing out next month. Same cycle.

Option 2 ๐Ÿš€

Get Payday Relay for $54, get set up this week, and run your first relay. Know your target. Clear the red. Get paid correctly. Do it again โ€” for 52 weeks.

One keeps you guessing. The other gives you a finish line. ๐Ÿ

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